Business Loans
Our traditional business loans come with fixed terms and predictable payments, making them ideal for long-term planning and larger investments.
Learn MoreEmpowering Your Business Growth with Uptown Capital
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215M+
Funded
10K+
Businesses Assisted With Funding
Same Day
Approvals & Funding
What We Offer
Funding built around the way your business works
Revenue Based Financing
Unlock working capital by leveraging future sales. We advance funds upfront and collect a small, fixed percentage of your revenue until fully repaid.
Learn MoreOur Services
The flexible capital partner that grows with your business, not against it.
Getting funded shouldn’t be complicated. That’s why businesses from all kinds of industries turn to Uptown Capital for fast answers and flexible capital. We keep the process simple so you can stay focused on what matters — running your business.
What steps do I take to get approved for funding?
Submit a short application, and one of our funding specialists will reach out the same day.
If I apply, am I locked into anything?
No pressure, no upfront costs — just clear options to review at your own pace.
Do I still qualify for funding if my credit isn't strong?
Absolutely. We look at your overall business performance, not just your credit score.
Getting Started
Uptown Capital’s Minimum Requirements
We keep it simple. Here’s what you need to qualify for funding:
4 Recent Business Bank Statements
6+ Months in Business
$25,000+ Monthly Revenue
(Based on monthly gross, not the net)
Our Funding Process
How to get funded in 3 easy steps
Step 1 – Submit your application
Head to our contact section and complete the short, secure application. It only takes a few minutes, and all we need are your latest 4 business bank statements to get started.
Step 2 – Explore your options
One of our funding experts will contact you once they review your application and recommend a plan tailored to your needs — built around your business goals and repayment timeline.
Step 3 – Get funded & grow
Once approved, receive your funds and start using them right away. Our team remains available for support and future funding when you're ready to scale again.
Testimonials
What Our Clients Say About Us
“We needed capital to stock up before our busiest season, and Uptown came through in under 48 hours. Straightforward terms, no surprises — exactly what a growing restaurant group needs.”
Marcus W.
Restaurant Group Owner
“As a trucking company, cash flow is everything. Uptown structured funding around our receivables instead of holding our credit history against us. Best financing decision we've made.”
Angela R.
Logistics & Trucking CEO
“I've dealt with brokers who overpromise and underdeliver. Uptown was the opposite — honest numbers, quick answers, and funding that let me open my second dental practice.”
Dr. Priya S.
Dental Practice Owner
“Our online store was growing faster than our inventory budget. The revenue-based option flexes with our sales, so slow months don't hurt. It's funding that actually fits e-commerce.”
Brandon K.
Retail & Apparel Founder
Funding application
Takes about two minutes. A funding specialist replies the same day.